Accidents can occur suddenly, impacting drivers, passengers, and businesses. Proper commercial auto insurance is vital for fleet owners to protect against potential legal and financial responsibilities.
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Are You Sure You’re Covered? – NEMT Loading & Unloading Exclusion
Sovereign emphasizes the importance of understanding insurance policy differences, particularly regarding non-emergency medical transportation (NEMT) and the loading and unloading exclusion. This exclusion entails risks during passenger entry or exit, potentially leading to significant liabilities. Clients are encouraged to review their policies and ensure adequate coverage for these high-risk situations.